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Wysłany: Pon 11:08, 24 Sie 2015
Temat postu: payday loan jane mo
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A payday loan â that is, a cash advance secured by a personal check or paid by electronic transfer is very expensive credit. How expensive? Say you need to borrow $100 for two weeks. You write a personal check for $115, with $15 the fee to borrow the money. The check casher or payday lender agrees to hold your check until your next payday. When that day comes around, either the lender deposits the check and you redeem it by paying the $115 in cash, or you roll-over the loan and are charged $15 more to extend the financing for 14 more days. If you agree to electronic payments instead of a check, hereâs what would happen on your next payday: the company would debit the full amount of the loan from your checking account electronically, or extend the loan for an additional $15. The cost of the initial $100 loan is a $15 finance charge and an annual percentage rate of 391 percent. If you roll-over the loan three times, the finance charge would climb to $60 to borrow the $100.
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The first thing you will need to do is fill out the application form which you can find on our secure website. You can avoid delays in processing your loan request by filling out all the information correctly and honestly. Most lenders will not consider an application that does not contain verifiable information.
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What can I use my loan for? as long as your monthly payments are up to date.
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