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Money market funds, also called money funds, are liquid funds that invest in short-term debt securities. Money funds can be purchased by individuals from mutual fund companies or brokerage firms. Money funds are required by the SEC to keep the average maturity of their holdings below 60 days. A: Students who have poor credit record may find it difficult to get loans from private lenders. However, they can apply for federal loans by filling the FAFSA form. The loan may be awarded to them on financial need basis or for their academic performance. Private lenders may require you to have a cosigner who has a good credit score. Avoid harassing creditor/collection phone calls
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