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A: The only easy student loans for bad credit are the federal loans. To apply for them you have to fill the FAFSA form and submit it online. These loans are allotted by the federal government on financial need basis or on merit basis. So even if you have bad credit you can go for these loans. [link widoczny dla zalogowanych] Some red flags can tip you off to scam artistsâ tricks. For example: The problems dont end there. No credit check car loans will also require a larger down payment than any other auto financier. The reasoning is that the lender does not know if the borrower will be able to pay back any of the auto loan at all – they could default before the first payment. That would force the lender to repossess the car right away. To repossessÂ a car is an expensive process.

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