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Not based on credit Have a job and be earning a certain amount of money every month. • 18 years of age A: While there are lots of lenders genuinely interested in helping students, there are also those who are simply interested in making a fast return out of this situation. Which is where "predatory student loans" come in. A lot of lenders will try to lure in needy students by advertising their loans as 'student loans bad credit no cosigner no problem'. Such lenders are simply preying on desperate students who have no other means of getting their college expenses met. It is important for students to carefully read and fully understand the contract before signing it, since such lenders have in their contracts a lot of hidden clauses which later on complicate repayment processes.
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