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I Need $5,000 Fast! Where Should I Go For A Loan? Do you just need a small advance against your pay to tide you over? In this modern day and age we can often find that bills, unexpected payments and all-round living costs can and will sometimes fall at the most in-opportune moments. If a final demand letter came in the middle of the month previously, this meant going without often even though you knew in a small space of time you would have lots of spare cash, but only if you could get hold of it now.