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I sent the credit union a check from my Capital One 360 checking account and it took almost two weeks for them to get it and process it. I then got a letter from the credit union stating that the loan was paid off. Then, the underwriters needed to see where the money to pay off the loan came from. So I needed to re-send the bank statements and such so that they could get confidence I had actually paid off the debt myself. But hereâs the catch: the term is usually only two weeks. That means if you donât pay the money back in 15 days, you get charged another 17.5%. Then, if you still havenât paid off the loan after 30 days, youâll be charged – you guessed it – another 17.5%. Our lenders will provide you with a loan up to $1000. The amount loaned depends on the information that you provide.
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