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When applying for a bank loan with bad credit it is pertinent that you discuss your situation with the loan officer upfront. The chances that they can help you secure a bank loan will greatly improve if they know in advance that you are aware of your bad credit mistakes and that you have learned your lesson and desire a second chance. [link widoczny dla zalogowanych] A: Yes, there are a few loans that are designed specifically for parents who are unable to pay for their kids college education. These loans are funded by the federal government and easy to apply for. The Parent PLUS loan is an example of such a loan. Parents are supposed to fill out the FAFSA form online. Lenders Don't Always Play by the Rules

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