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Featured Companies (15) In this case, the person is all about togo understood, don't need to put-on his home or his residence is not, is in peril. Receive money within? For 1000? 25,000, repayable within a decade can be a very long time. And so the interest is marginally greater and that no security possibility for the bank,. Thus, if you need an installment loan you might consider Rise Credit. Net Credit. AvantCredit. These are all more recent entrants into the short-term lending space and are all state licensed. Also see Installment Lenders for additional state-licensed lenders.