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If it sounds too good to be true, it usually is. Keep an eye out for overly optimistic promises: nobody can âguaranteeâ you anything â especially if they donât you (they need to know a few things about you before deciding whether or not to lend money). Remember also that these loans are always going to be expensive because they are risky loans to make. If you donât see some hefty costs involved (a high interest rate. or loan processing fees that will be taken out of your loan proceeds), youâre probably not getting the whole picture. Bad Credit ? unexpected loss of income
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