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* This website does not constitute an offer or solicitation to lend or an application to lend. 90DayLoans.com is neither a lender nor any other banking or lending institution. We do not make loans, nor do we make cash advances or credit decisions, nor do we broker loans to lending institutions. We make no guarantees or warranties with regard to the availability of any particular loan, nor whether any person qualifies or may qualify for a loan. We do not endorse any particular loan source, loan provider or loan product. [link widoczny dla zalogowanych] But even a 401(k) withdrawal is worth considering. Yes, you’ll have to pay ordinary income taxes and a 10% penalty on the money, but that’s far less money than you’d give to a payday lender. When people “roll over” payday loans, and keep the cycle of payday lending going, those loans usually average interest rates of about 400%.
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