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We use an advanced 256-bit SSL encryption while handling your data. All your private information is kept securely in an encrypted format. More details can be found by reading our privacy policy. Q: What options are there of student loans for people with bad credit? Your credit score, a numerical summary of your credit history, is used by lenders to determine your risk as a borrower. By using your credit score, lenders can tell within a matter of minutes if you are the type of risk they would be willing to take on and the cost at which they should let you borrow. There are some lenders that do not lend to borrowers that are a credit risk, i.e. those that have a low credit score.
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