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Im certainly pleased with the financial outcome of the refinance, and I certainly encourage you to check mortgage rates which are even better now to see if you can see similar savings on your mortgage. But Im also pleased with the process of doing the refinance with Quicken Loans . He took us to see the house I found and then he said that we should make an offer and we did. It was just right too. Guess what. The selling agent didn't want to deal with an fha loan only cash or regular loan. We also now was going to need 7K from 0 down to close. How we went from 0 to 7K I'll never be able to tell you. We both work and paying wasn't the problem but we got the run around right after we met the real estate agent and I knew we were just wasting our time. They will bait and switch and run you around in circles until the pre approval runs out. And then you will have to start all over and maybe lose the house that you really want (like we did) because they waste time asking for the same thing 3 times like they never got the paper work or change how much you will need when it's time to close. Please go to a credit union or bank. Don't go to quicken loans. You will be mad and frustrated if you do. When looking for this type of loan you want the best rates and terms possible, then we can help.
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