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John Baker comments on short-term and installment loans from the perspective of consumers who have poor credit but need money for temporary emergencies. All articles and comments on Loanwhere.com are the opinion of the authors, and we cannot guarantee the accuracy or the currency of the information. Loanwhere.com participates in affiliate advertising programs and may receive compensation for sales through links from the site. Pen-names, fictional examples and models' photos are used. [link widoczny dla zalogowanych] 2. Loan funding requires verification of application information. Depending on ability to verify this information, loan funding may be extended up to two days. All loans subject to approval pursuant to standard underwriting criteria. In store cash pickup is subject to approval pursuant to standard underwriting criteria. In-store cash pickup not available in all states. Some customers applying for payday loans or installment loans may be required to submit additional documentation due to state law and qualification criteria.